Employee Benefits

Citizens Trust Company is keenly aware of the challenges that employers face today in order to retain good employees and we know that employees expect even more benefit options. We not only provide solutions for their insurance needs but we help our clients through employee education. Employee Benefits is ever-changing and Citizens Trust Company monitors the changes and trends to keep you abreast as to potential options and/or changes on the horizon.

Our Specialties

We provide knowledge and expertise from small to large groups. We provide comprehensive and innovative solutions to fully insured and self-funded insurance needs;

We specialize in a wide variety of plans and lines of coverage, including:

  • Medical plans – Fully-Insured and Self-Funded
  • Group Life and Accidental Death & Dismemberment
  • Vision Plans
  • Short-Term and Long-Term Disability Plans
  • Cancer Plans
  • Legal Assistance
  • Voluntary Life
  • Dental Plans
  • Accident Plans
  • Critical Ilness Plans
  • Voluntary Life Plans

Our Services

  • Benefit Guidance
  • Online Enrollment Capabilities
  • Employee Benefit Booklets & Customized Forms
  • ACA and ERISA Compliance Guidance
  • HR Support Capabilities
  • Communication & Marketing
  • Billing & Claim Issue Assistance
  • Employee Retention Strategies

 

 Professional Services  Customer Service  Strategic Planning
 Using advanced technology and consulting expertise, we provide a variety of value-added professional services to our clients. These services reduce customer costs, increase efficiency, and improve employee satisfaction – bringing your employee benefits programs to new heights in quality and performance.  We pride ourselves on the level of knowledge and service we bring to our clients. Each client works with a single point of contact, making working with us seamless and easy.  We will develop a customized strategic plan for you that defines your objectives and outlines the actions needed to fulfill those objectives. Our strategic planning services ensure an organized, complete approach to fulfilling your benefits needs.